
I am going to tell you how to get free money.
If you have money sitting in the bank right now, it is doing nothing for you. In fact, you are actually losing value every day it sits there due to inflation and other factors that diminish the value of money.
Ok, money is not actually free, but there are so many ways to generate investment income even starting with small amounts, it’s somewhat shocking that more people don’t do it.
There are investment and savings opportunities right now that offer a very conservative and safe place to put your money at a 4-10% return yearly. Your bank account is giving you MAX 1% and often more like .05%. Meanwhile, the bank is using your money to invest and make a much higher percentage. Why put your money somewhere for someone else to make money on it?
Many people don’t save or invest simply because they don’t know how or because they don’t feel like they have enough money to do so.

Common Reasons People Don’t Save or Invest:
Lack of knowledge
Distrust in the market
Spending more than they make
Deciding they don’t make enough
Fear or some other emotional tie
Earlier betrayals on money
Not knowing about low risk investment products

The Beauty of Compound Interest
Compound interest is when a savings product or investment makes interest not just on the principal, but also on the interest added over time. This is how credit cards make so much money. They charge compound interest.
For example, let’s say you have a 4% return on a $100 investment. That is a $4 return and equals $104. You then calculate 4% return on $104 which is now $4.16 adding up to $108.16. Each time the interest is calculated, you make more and more interest. After 18 years, that initial $100 investment will double.
Coumpound interest can get really exciting if you are also adding as much as possible each month to that intital $100 investment.
The Rule of 72
There is an easy way to figure out how long it will take to double your money depending on the percentage rate.
72 divided by percentage rate, equals the number of years it will take to double your money.
4%? 18 years to double.
10%? About 7 years to double
12%? 6 years to double.
This is a powerful tool to use in order to determine how your money can grow into FREE money, aka, interest earned.
How to Get Started?
I know it can seem like you have no money to invest. It’s the same for everyone. They make what they spend, they spend what they make and they often try to spend more than they make.
This is why it is so vital to just get started. Make your savings and investments into a bill. Start small and soon you will find that you can save more and more each month. It is amazing how just a little growth in an interest making savings plan can create so much incentive.

I am the perfect example of what investment products can do for someone
When I was just starting out as a young mom I was making $60,000 a year. I decided to start saving and investing 5% of my income. As the accounts began to grow and my income increased, I began setting aside thousands of dollars and those accounts have grown to very significant numbers in a short amount of time. I almost became addicted to saving. This has now enabled me to live the life of my dreams and take entreprenureal risks because I have significant savings and safety nets in place. Essentially, I created free money through saving and investing that I can use to make even more.